Our Why Not Loan is for the bigger things in life, available to members who wish to borrow €20,000 or more at a reduced rate of 7.5%.
Estimate your loan repayments

Loan Calculator

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APR 11.00%

APR 11.00%

Repayment Summary*:

Weekly

Total

Interest

Fortnightly

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Interest

Monthly

Total

Interest

∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

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Loan Enquiry

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What We Require From You
1

Valid Proof of ID

  • Passport
  • Driving License
2

Proof of Income

  • Employed - 3 recent pay-slips
  • Self-employed - Most recent set of accounts and latest tax returns OR
  • Notice of self-assessment & letter from accountant to confirm tax affairs are up to date
  • Unemployed – 3 recent social welfare payment receipts
  • Retired – Proof of all pensions
3

Outgoings

  • List of outstanding borrowings
  • 3 months bank statements (most recent)
Lending criteria

All other borrowings must be up to date

Ability to Repay

Minimum amount available €20,000

How to apply

How To Apply

Existing members can call us on 047-81810 and apply over the phone or make an application online when they are registered. We can then discuss your needs and proceed with your loan application.

Become a Member Phone Application
Online Banking Log In Register
Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information on applying for a loan with Monaghan Credit Union please contact us today.

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